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Iskolapélda arról, kit hitelezzünk

By: web 2018-01-31 138 hozzászólás
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2018-01-31
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Iskolapélda arról, kit hitelezzünk

Ezerszer mondtam már előadásokon, de a jelek szerint a millió is kevés, hogy látszatra nem hitelezünk egy vevőt. Ha valaki bemegy a bankba és hitelt szeretne, akkor nincs más dolga, mint beadni egy adóigazolást, mérleget, utolsó főkönyvet, üzleti tervet, fedezetet és már kaphat is egy egy milliós hitelkeretet, ha a cége megfelelt a kockázatkezelőknek.

Egy cég élete ettől semmiben nem különbözik, nem azt kell tudnunk, ami látszik, hanem azt kell tudnunk, ami valójában van. Erre való a kockázatkezelés, a vevők ellenőrzése. Kedvcsinálónak itt egy kis történet.

Ügyfelem építőipari cég, nagy értékű ipari gépeket ad bérbe. Volt egy új vevője, akit máshonnan ismert, de még nem üzleteltek. Jött az első megbeszélésre, harminc milliós sportkocsival, drága öltönyben, több milliós karórával. Imponáló és meggyőző volt egyben. Megköttetett az üzlet, az első pár számláját kifizette, majd egy nagy megrendelés ellenértékével adós maradt. A gépet sikerült visszahozni a több mint öt milliós számla ellenértékét nem. Átadta behajtásra és kiderült, hogy amikor az első találkozásuk volt, a cég cégkivonatán már akkor négy végrehajtás volt bejegyezve. Amikor mi megkaptuk behajtásra, már lényegében senki nem volt a cég székhelyén, az ügyvezető persze élte boldog sportkocsis életét. A cég ellen már több hitelező beadta a felszámolást, amelynek vége az lett, hogy vagyon híjján senki nem kapott pénzt.

Egy dolgot kellett volna tenni, megnézni az ingyenes cégjegyzéket. Nem többet. Már ott látható volt, hogy ezzel a céggel csak készpénzben lett volna szabad üzletelni.

Legfrissebb bejegyzések

Gyors eredmény
2018-01-31
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2018-01-30
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poker platform. Immediately integrating a non-custodial wallet solution helps alleviate
that additional step. One aspect that was a bit missing from
Advantage Poker was the assist for a non-custodial wallet.

And let’s not forget the normal coffee desk for in entrance of your sofa.
Ping Pong/ Desk Tennis – You want room for this face paced sport however everybody appears to love taking part
in this recreation and it can be placed on high of a billiard table too
with a table top table tennis recreation. Okay so that you want a place to place your food.
These tee shirts not solely make for good souvenirs but are additionally a good
suggestion for groups representing the city or nation in several occasions.
So whether or not you desire a patriotic tee shirt with a humorous massage or a severe message or just with a stupendous picture of the town panorama, it’s now attainable to
get one simply. Now you’ve gotten a number of Great Man Cave Ideas in terms
of furnishing your room. The one absolute in the case
of creating a Man Cave are the Man Cave Furnishings.
The thing is that it depends on the kind of Man Cave you’re creating so
here is an summary of some seating ideas.

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